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*Fixed index annuities are designed to meet long-term needs for retirement income.  They provide guarantees of principal and credited interest, and a death benefit for beneficiaries.   The interest credited on your contract may be affected by the performance of an external index. However, your contract does not directly participate in the index or any equity or fixed interest investments. You are not buying shares in an index. They are subject to surrender charges and may have applicable fees. Guarantees are backed by the financial strength of the issuing company. Annuities are not bank or FDIC insured.

Insurance products are offered through the insurance business Preservation Retirement Services. [Preservation Retirement Services is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Preservation Retirement Services are not subject to Investment Advisor requirements. AEWM and Preservation Retirement Services are not affiliated companies.